I'm a bit concerned about your amp load. I assume your generator has 240v capability. I am also assuming that your furnace and water pump are 240v. If you are trying to provide enough power to run the furnace, water pump, fridge and lights, at the same time, you are going to be pushing the range of a 5kw gen, even with 8k surge ability.

As for your conductor, 10/4 will support 30 amps. However, 10/4 is undersized for a 50 amp breaker. You probably should change out that 50a breaker for a 30.

How To Find A Credit Card For Purchases And Balance Transfers

Finding a credit card for purchases is one thing, finding one for balance transfers is another and that - or so you might think - is that.

As a personal finance writer I'd been hammering away at the mantra 'one credit card, one job' for years when I stopped, looked around, and realised that it might not actually be the case.

Certainly, many credit cards are still only suitable for one job and I'd stand by my mantra for credit card beginners.

However, it's undeniable that when one goes to compare credit cards these days there are some cards that are more than one-trick ponies.

Unfortunately, there is more to picking out these deals than seeing which credit cards have offers on both balance transfers and purchases.

In fact, in the past it has been the cards with these two offers that have caused the most problems.

Luckily there is a way to find a credit card that can be used for both: it's a three-question strategy.

Question one - what does the allocation of payments clause say?

You'll find the allocation of payments clause in your terms and conditions or, before you sign up, on a good price comparison site.

If the cards you're looking at are not primarily 0% Purchase Credit Cards (i.e: the 0% purchase offer is the shortest) then the allocation of payments clause will need to specify that either the cheapest rate or the shortest 0% rate gets paid off first.

This is also known as a positive allocation of payments hierarchy.

Question two - are the 0% offers the same length?

Some credit cards are suitable for these two jobs because the 0% offers are the same length.

This takes the worry of payments becoming 'trapped' as a result of the allocation of payments clause.

The Halifax All in One Credit Card is a good example of this principle and 'all in one' is generally a good marker of this feature of the credit card you're looking at.

Question three - are you organised with your finances?

The third prong of this approach isn't really about the credit card at all - it's about you.

With a 0% balance transfer credit card you can work out how much you need to pay back per month and set up a direct debit for a fixed amount - simple enough.

If, however, you're also spending different amounts per month you may need to pay back different amounts each month.

This is very important because if you miss even one minimum monthly repayment BOTH 0% offers will be withdrawn.

About the Author

Julia Cook is a staff writer for a site that helps users to compare credit cards. The site also has tables for certain types of card such as Bad Credit Rating Credit Cards

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